Configuring Equifax Canada AML Assist

Equifax Canada AML Assist is a data provider that enables you to run the Electronic identity check.

How it works

This is the default behaviour for a variant of the Electronic identity check with Equifax Canada AML Assist as the data provider.

The check is performed by searching for the individual’s details (name, date of birth, and address) in the sources supplied by Equifax Canada AML Assist.

The check passes when a 2+2 result is achieved, which happens when either of these conditions are true:

  1. The individual’s full name and address are matched in one source and the individual’s full name and date of birth are matched in a second source.
  2. The individual’s full name and address are matched in two distinct sources.

If a 2+2 result cannot be achieved, the check looks for a 1+1 result.

The check returns a partial match when a 1+1 result is achieved, which happens when either of these conditions are true:

  1. The individual’s full name, date of birth, and address are matched in one source.
  2. The individual’s full name and address are matched in one source.

If the conditions are not met for a 2+2 result or a 1+1 result, the check fails.

If the individual’s profile doesn’t have data for the required fields, the check returns an error.

If the country of address in the individual’s profile is anything other than Canada, an error is displayed.

This check is more likely to succeed on older addresses. To improve match rates, you may want to ask customers if they've moved in the last 6 months and, if so, request a previous address.
To improve the accuracy of the results, provide the customer's middle name.

Configuration options

You have the following configuration options:

  • Pass check on 1+1 results: When this option is selected, the check passes when a 1+1 result is achieved. When this configuration option is used, partial matches are never returned.
  • DOB is one of the required fields: When this option is selected, it’s only possible for the check to achieve a 2+2 result or a 1+1 result when the individual’s date of birth is matched in Equifax Canada AML Assist’s sources. In other words, a 2+2 result is only achieved if the individual’s full name and address are matched in one source and the individual’s full name and date of birth are matched in a second source. A 1+1 result is only achieved when the individual’s full name, date of birth, and address are matched in one source.

What we’ll need

Let us know that you’d like to add a variant of the Electronic identity check with Equifax Canada AML Assist and which configuration options you’d like to use. We’ll set it up for you.

We’ll also need your Equifax Canada AML Assist:

  • Customer number
  • Customer code
  • Security code

For help getting this information, please speak to your Equifax Canada AML Assist account manager.

Using your configuration

We’re currently building the tests for this check variant.

Required and optional profile fields

These are the profile details searched in Equifax Canada AML Assist’s sources:

Name

Description

First name(s) (personal_details.name.given_names)

Required

The individual’s first and, if applicable, middle names.

Surname (personal_details.name.family_name)

Required

The individual’s last name.

Date of birth (personal_details.dob)

Required

The individual’s date of birth.

Addresses (address_history)

Required

The individual’s address history.


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